A Financial Planner can help you :-

Assess your current financial situation.

Create a realistic plan to meet your financial goals.

Understand how to meet your financial and retirement goals.

Put your financial plan into action and monitor your progress.

Update your financial plan to grow with your changing needs and goals.

If you have any of these questions or concerns, you will benefit from a consultation with a Financial Advisor:

Confusion about conflicting financial advice and options.

Paying too much income tax.

Not saving enough for retirement.

Not sure where to invest money.

Changes in life that affect your financial future, such as a career change, marriage, retirement, loss of a spouse, birth of a child, etc.

Not enough time to attend to personal financial affairs.

Financial Planners are licensed professionals with a broad background in finance. They can guide you through some important life decisions.

They can help you manage the risk involved in making decisions that can paralyze some of us, such as:

What kind of retirement plan do I need?

Am I paying too much in taxes?

How can I save money for retirement – tax free?

How much life insurance do I need?

How can I make sure my estate is left to family members, and does not get depleted by probate court and government taxes?

Can we afford college tuition for our children – and how do we save for this, knowing how much tuitions are spiraling?

Would you benefit from having professional advice when it comes to planning your financial future? A Financial Planner is a partner that can help you understand your options and help you build and protect your assets.

A Financial Planner can also help you evaluate different life insurance plans and help you determine which policy or product is best going to serve your own unique needs and budget.

Always ask how your Financial Planner is Compensated

Whenever you meet with financial advisors, ask how they are compensated.  Some financial advisors earn their fees from banks and investment companies. So although they offer “free” advice – which may very well be tempting – these advisors usually earn commissions from the investments they sell you.

I’m not saying all planners who work on commission are going to give bad advice, but a good planner should be transparent.